Self Employed

For too long the self-employed, contract workers, company directors and employees who are paid by way of bonus or commission have been discriminated against by mortgage lenders.

We aim to break down the old barriers that have traditionally faced those who find it difficult to prove their income.

We have the expertise and excellent relationships with lenders, to ensure that we secure the funds you need at competitive interest rates in an efficient and hassle free process that we handle for you from start to finish.

Most lenders will require that those applying for a self-employed mortgage provide between 1-3 years audited business accounts to prove they have sufficient income to cover the mortgage repayments. If you are unable to produce audited accounts for the required period of time, it should still be possible to help you.

Being self-employed and not being able to prove your income need not prevent you from getting the mortgage that you need.

We specialise in arranging mortgages for the self employed without accounts - often with “High Street Lenders”.
So even if you do not have accounts don't let this put you off applying now!